{"id":1412,"date":"2013-10-07T15:35:12","date_gmt":"2013-10-07T04:35:12","guid":{"rendered":"http:\/\/migraco.metpixel.com\/?p=1412"},"modified":"2018-10-14T15:36:43","modified_gmt":"2018-10-14T04:36:43","slug":"overseas-expats-returning-to-the-uk-with-the-family-cash-or-savings","status":"publish","type":"post","link":"https:\/\/www.migraco.com\/en\/overseas-expats-returning-to-the-uk-with-the-family-cash-or-savings\/","title":{"rendered":"Overseas expats returning to the UK with the family \u2013 Cash or Savings?"},"content":{"rendered":"<p>On 9 July 2012, the UKAB updated its polices for visa applications under the marriage and family category. One of the important changes that has been implemented ever since is the financial requirement which the applicant and the applicant\u2019s partner (sponsor) must meet in order to be considered for a visa under the marriage and family category.<\/p>\n<p>Depending on the individual\u2019s case scenario, a couple can rely on either the employment income of the applicant\u2019s partner or the savings held under the name of the applicant\u2019s partner, the applicant or jointly. To find out the level of income or savings that a couple need to meet for satisfying the financial requirement, please visit the UK Spouse And Civil Or Unmarried Partner Visa webpage within this site.<\/p>\n<p>In this article, we will explain how the overseas expats can meet the financial requirement if his\/her non-EEA partner is submitting an entry clearance visa application under the marriage and family category. This discussion applies ONLY to the cases where the applicant\u2019s partner already has a confirmed job offer in the UK, starting within 3 months of their return.<\/p>\n<p>In general, in order to be considered for a visa, a couple needs to demonstrate that they are financially stable and will remain the same after their return to the UK without recourse to the public funds. To understand which sources of income or savings can be taken into consideration as evidence of financial stability and for satisfying the financial requirement, the overseas couple first needs to assess the current employment status of the sponsor.<\/p>\n<p>The relevant guidelines published by the UKBA are divided into two categories:<\/p>\n<p>A. The applicant\u2019s partner (sponsor) has been working with the current employer for 6 months or more. And, the employment will continue on the date of the application.<\/p>\n<p>B. The applicant\u2019s partner (sponsor) has been working with the current employer for less than 6 months. The sponsor does not need to be employed at the date of the application.<\/p>\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td valign=\"top\" width=\"121\"><strong>Category<\/strong><\/td>\n<td valign=\"top\" width=\"246\"><strong>A<\/strong><\/td>\n<td valign=\"top\" width=\"250\"><strong>B<\/strong><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" width=\"121\"><span data-mce-mark=\"1\">Currently financially stable<\/span><\/td>\n<td valign=\"top\" width=\"246\"><span data-mce-mark=\"1\">Sources of income that can be taken into account for meeting the financial requirement are:<\/span><\/td>\n<td valign=\"top\" width=\"250\"><span data-mce-mark=\"1\">Sources of income that can be taken into account for meeting the financial requirement are:<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\" valign=\"top\" width=\"121\">&nbsp;<\/td>\n<td valign=\"top\" width=\"246\">The sponsor\u2019s employment income for the\u00a0<strong>last 6 months<\/strong>\u00a0alone; or combined with any or all of the followings:<\/td>\n<td valign=\"top\" width=\"250\">The sponsor\u2019s employment income received in the\u00a0<strong>last 12 months<\/strong>\u00a0alone; or combined with the followings:<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" width=\"246\">\n<ul>\n<li>Non-employment income<\/li>\n<li>Cash savings<\/li>\n<li>Pension<\/li>\n<\/ul>\n<\/td>\n<td valign=\"top\" width=\"250\">\n<ul>\n<li>Non-employment income<\/li>\n<li>Pension<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" width=\"121\"><span data-mce-mark=\"1\">Will remain financially stable<\/span><\/td>\n<td valign=\"top\" width=\"246\"><span data-mce-mark=\"1\">Sources of income that can be taken into account for meeting the financial requirement are:<\/span><\/td>\n<td valign=\"top\" width=\"250\"><span data-mce-mark=\"1\">Sources of income that can be taken into account for meeting the financial requirement are:<\/span><\/td>\n<\/tr>\n<tr>\n<td rowspan=\"2\" valign=\"top\" width=\"121\">&nbsp;<\/td>\n<td valign=\"top\" width=\"246\">Gross starting salary or income from the sponsor\u2019s employment in the UK alone; or combined with any or all of the followings:<\/td>\n<td valign=\"top\" width=\"250\">Gross starting salary or income from the sponsor\u2019s employment in the UK alone; or combined with any or all of the followings:<\/td>\n<\/tr>\n<tr>\n<td valign=\"top\" width=\"246\">\n<ul>\n<li>Non-employment income<\/li>\n<li>Cash savings<\/li>\n<li>Pension<\/li>\n<\/ul>\n<\/td>\n<td valign=\"top\" width=\"250\">\n<ul>\n<li>\u00a0Non-employment income<\/li>\n<li>Cash savings<\/li>\n<li>Pension<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>The process of assessing if a couple satisfies the financial requirement is very complex. It requires the applicant to submit specific evidence to demonstrate how the couple meets the requirement. As a specialist in the UK immigration, we have successfully assisted many overseas expats and their family members in applications submitted under the marriage and family category. If you or your family requires expert advice and assistance, please feel free to contact us.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>On 9 July 2012, the UKAB updated its polices for visa applications under the marriage and family category. One of the important changes that has been implemented ever since is the financial requirement which the applicant and the applicant\u2019s partner (sponsor) must meet in order&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1134,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[22,5],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Overseas expats returning to the UK with the family \u2013 Cash or Savings? | Migra &amp; Co<\/title>\n<meta name=\"description\" content=\"Migra &amp; Co is a leading immigration firm based in London with expertise in Tier 2\/Work Permit, Tier 1 Entrepreneur, Investor, Settlement and Marriage visas for the UK.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.migraco.com\/en\/overseas-expats-returning-to-the-uk-with-the-family-cash-or-savings\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"migraco\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.migraco.com\/en\/overseas-expats-returning-to-the-uk-with-the-family-cash-or-savings\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.migraco.com\/en\/overseas-expats-returning-to-the-uk-with-the-family-cash-or-savings\/\"},\"author\":{\"name\":\"migraco\",\"@id\":\"https:\/\/www.migraco.com\/en\/#\/schema\/person\/62becd9646248e07563e1c6f3425da5e\"},\"headline\":\"Overseas expats returning to the UK with the family \u2013 Cash or Savings?\",\"datePublished\":\"2013-10-07T04:35:12+00:00\",\"dateModified\":\"2018-10-14T04:36:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.migraco.com\/en\/overseas-expats-returning-to-the-uk-with-the-family-cash-or-savings\/\"},\"wordCount\":591,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.migraco.com\/en\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.migraco.com\/en\/overseas-expats-returning-to-the-uk-with-the-family-cash-or-savings\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.migraco.com\/en\/wp-content\/uploads\/2018\/10\/family.jpg\",\"articleSection\":[\"Other Visas\",\"Spouses &amp; Partners\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.migraco.com\/en\/overseas-expats-returning-to-the-uk-with-the-family-cash-or-savings\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.migraco.com\/en\/overseas-expats-returning-to-the-uk-with-the-family-cash-or-savings\/\",\"url\":\"https:\/\/www.migraco.com\/en\/overseas-expats-returning-to-the-uk-with-the-family-cash-or-savings\/\",\"name\":\"Overseas expats returning to the UK with the family \u2013 Cash or Savings? 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